About eStatement Studies and RMA

What is eStatement StudiesSM?

Combines both books plus regional breakouts
You’ll find everything you’ve come to rely on in the two-volume set Financial Ratio Benchmarks and Industry Default Probabilities and Cash Flow Measures... and a whole lot more! eStatement Studies even enables you to break out the data by region.

Query Function
Finding what you need is quicker and easier than ever before. With eStatement Studies’ brand-new query capability, in a matter of seconds you can mine the database of 280,000 financial statements for profiles that fit your customers.

Ease of Access
Available on the Web 24/7, eStatement Studies delivers the information you need right to your desktop. No more office clutter, no more roaming the halls searching for a hard copy of Financial Ratio Benchmarks or Industry Default Probabilities and Cash Flow Measures. Now, this important decision-making tool is as close as your keyboard!

Downloadable Data
With a click of your mouse, you can download data to a Word® document or a spreadsheet program. And you can do it all without investing in additional technology, as long as you have an Internet connection. Annual Statement Studies® Includes Financial Ratio Benchmarks, Industry Default Probabilities and Cash Flow Measures, and individual NAICS downloads to Excel®.  Now including the Client Comparison Worksheet.  Access from anywhere.

Client Comparison Worksheet

The Client Comparison Worksheet is a Microsoft Excel work book designed to help you compare your client's financial data with standard data exported from eStatementStudies.

When you download an industry into the workbook you will be able to enter in your clients information using several input forms.  There are buttons located on the left hand side of the input forms which allow you to switch between them, and enter all the necessary data.  In order to make sure that the data is complete and accurate the workbook will generate totals, and sub-totals automatically.  You will need to make sure that the Assets and Liabilities are in balance, and an alert is provided on each tab to help you do this.

There are "thumbtabs" along the bottom of the workbook which will take you to the various pages of exported data.  On the far right of each page is a column titled "Client Comparison" which will contain the calculated information from your input.

Regional Data


eStatement Studies includes regional data as follows:
Region 1—Connecticut, Delaware, Maine, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Vermont

Region 2—Alabama, Florida, Georgia, Maryland, North Carolina, Puerto Rico, South Carolina, Tennessee,* Virginia, Washington, D.C., West Virginia

Region 3—Illinois, Indiana, Kentucky, Michigan,* Missouri,* Ohio

Region 4—Arkansas, Louisiana, Mississippi, Oklahoma, Tennessee,* Texas

Region 5—Iowa, Kansas,* Michigan,* Minnesota, Missouri,* Nebraska,* North Dakota, South Dakota, Wisconsin

Region 6—Alaska, Arizona, California, Colorado, Hawaii, Idaho, Kansas,* Montana, Nebraska,* Nevada, New Mexico, Oregon, Utah, Washington, Wyoming

*State spans two regions.